You'll need to set the tank up and leave it to balance for a week or two before you add any fish, so you should be able to get tank into one month's bills and fish into the next month. I can see the need for a fridge, after all the beer still needs to be kept cold, but can't you use packing crates for the rest?
Darkness can give you a better idea on the Malawi chiclids, but I find mine don't often take well to another mate if the first dies, particularly if they have been together a while. I often find I lose the second fish in a pair quite quickly if I lose the first.
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